We filed our taxes as soon as my husband’s W-2 became available.
And then received additional tax forms in the mail.
Luckily the forms would not effect our refund amounts, but they did mean that we would need to amend our taxes.
We’ll be waiting to file until after we receive those forms from now on. Doing taxes once a year is enough for me.
But, like I said, we filed our taxes as soon as we could, so that we would receive our refunds from the Federal and State governments as soon as possible.
No big fun plans for those refunds, just lots of debt to pay off. And the sooner it was paid off the better.
Our federal refund showed up first and very quickly most of that money was transferred from our bank account to the various accounts of those we owed money to.
A couple hundred to our doctor’s office to pay off what they decided we owed after a visit that was supposed to be covered completely by our insurance last year. Attempts to get them to fix their mistake went nowhere fast, so it was just easier to pay the debt and make the entire thing go away.
Several hundred each to our Care Credit cards to pay off all the debt that we racked up the year before through all the dental work that we both needed done after not seeing a dentist for well over a decade.
We had plans to pay of some off our credit card debt, build up our depleted savings, and resume saving for retirement again with the refund that we had coming from the State. We had hopes that we’d have something left from that to do something fun as well.
And then we received a bill from our dentist letting us know that we actually capped out on what our insurance would cover during 2015, so insurance didn’t pay as much as they thought they would, and we now owed them over $800. And could we please make that payment within 10 days?
So much for not having anymore debt on our Care Credit cards for a while… thank goodness we just paid them off though.
So we made another plan on how to pay off this new debt. And then I got sick. For a month. With the chest cold from hell. (Still have an annoying cough that just won’t quite go away. I’m soooo close to being completely better though.)
And then last week our cat pounced onto the bottom shelf of one of our rather old, kinda cheap end tables one to many times and one of the little plastic feet broke off.
We had been talking about buying new end tables soon, but we didn’t expect it to be quite so soon.
So another plan for what to do with our tax refund went out the window.
Our State tax refund finally showed up…
and very quickly was scattered among various payments to others.
To buy new end tables and new cushions for our outdoor furniture.
A payment to Care Credit to start to pay down this new, unexpected debt.
A payment to our credit card, to help pay down our older debt.
A payment to the Utah Transit Authority to refill our transit cards and enable us to be able to continue to use public transportation.
A transfer to our savings account so that our emergency fund might actually be useful in an emergency.
And a transfer to Curtis’ IRA to make sure that we’ve at least saved something toward his retirement this year. (Our retirement savings years end in July, the month he was born in.)
Being an adult is not nearly as much fun as I thought it would be when I was yearning to grow up as a kid…
But I have to say there is a definite sense of accomplishment in having paid off so much debt. Even if it was only temporarily for some of it.