Posted in Blogging, Health, Writing Challenges

I’m done dealing with Doctor’s offices for awhile…

If you read my post from yesterday you know about how much of a nightmare my last visit to a Doctor’s office was and how that nightmare continued when we received bills because they didn’t bill our insurance correctly. 

That was the third time in a little more than a  year where I was billed for things that should have been covered by insurance because the Doctor’s offices either coded things wrong or neglected to code them at all. 

The first time I was charged for a pap smear that should have been completely covered by insurance. I fought that for as long as I could, but ultimately the Doctor’s office refused to fix the codes and I ended up paying for it out of my own pocket. I would have continued to fight it, but I didn’t have the time or energy as I was in the middle of preparing to move again after only 2 years. 

The second time I was charged for one of my Depo Provera birth control injections. Birth Control is 100% supposed to be covered by insurance. This experience taught me that these injections that you need to get every 3-4 months are stupid expensive. Several hundred dollars expensive. During this go round my insurance was actually very helpful and talked to my Doctor’s office for me to tell them exactly what they needed to do to fix their mistake so that my insurance could pay. I did not end up paying for this.

And then the latest was what I wrote about yesterday where both my husband and myself received bills because my new (one time only) Doctor’s office neglected to use any sort of billing code for the blood work they did on us. Billing code left blank means insurance can’t cover it. We are waiting to see if we have to continue to fight this, or if the lady in charge of billing at that Doctor’s office will decide to actually do her job.

With all of this, I’m done. I had been told that I would only be able to use Depo Provera as my form of birth control for a couple of years before I would have to switch to another form because of the possible risks of staying on this form of birth control long term. After attempting to switch Doctor’s to one that was closer and then finding out that the place that we chose doesn’t even do birth control injections (despite saying they did when the appointments were set up), I’ve decided to just go off birth control for a while again rather than try to find yet another place to get it from. I considered switching to something more long term like an IUD, but I’m not comfortable with the idea of having something implanted in my body. Especially now that I’m unsure of what sort of healthcare I’m going to have access to in the next few years. I know that depending on the type I chose I wouldn’t have to worry about having it removed for 5-10 years, but what if something went wrong with it before then? Not to mention the fact that I’m not confident about what the state of healthcare will be even 10 years from now.

So for now, I’m done. We’ll see if I decide to try again to find a new Doctor in about a year or so.

Posted in Blogging, Health, Writing Challenges

The Doctor’s office that wasn’t really a Doctor’s office…

Back in October I wrote this on Facebook:

So, Curtis and I thought we had scheduled our yearly physicals with a real Doctor’s Office today… I don’t know what that place was, but I sure as hell know it wasn’t a Doctor’s Office. The “waiting room” is also the place they draw blood. The exam rooms have old, dirty, nasty carpeting and at least one of them had a bucket of some sort suspended under a large hole in the ceiling. We did get somewhat of an exam and had blood drawn, but we never actually saw a doctor. The “Nurse” that we did see came out with the phrase “when I stopped practicing Western Medicine…” near the beginning of her talking with us and it all went downhill from there.

She proceeded to shame me for my use of Depo Provera as my method of birth control and told me that she didn’t want anybody putting “outside chemicals” in their body. (Or something along those lines.) She then had the nerve to actually recommend that we use much less effective forms of birth control. When we set up the appointment a couple of months ago we were told that me getting the Depo Provera shot that I was due for would be absolutely no problem… Turns out they don’t stock that medication because they don’t believe in it. They ended up sending someone to another Doctor’s Office to pick up a vial so I could get the shot that they said would be no problem. She didn’t even know that the shot isn’t done monthly.

She also shamed me for my choice to not have children or a job. Apparently my life is meaningless and pointless.

She also actually used the phrase “eat only God-made food”. Well, at this point my filter broke and I actually asked her, out loud, if she was going to pay for the food that she wanted us to eat. She was very confused. And when I asked her if she realized that we were on a tight budget she actually thought that bringing up the fact that she had 14 children was relevant. …Lady, it is not my problem that you chose to have 14 children, nor do I care. Your children have nothing to do with the fact that we didn’t ask for your opinion on our food choices.

All we wanted was a basic yearly physical, not to have to listen to you rant and rave about “chem trails” and “God made food” and your hatred for “Western Medicine”. When we called to set up our appointment someone should have made it very clear to us exactly what kind of place it was.

Needless to say, we will never, ever be returning to that place.

My rage over the way that I was treated and my distrust of anything that they had to say meant that that visit was absolutely pointless. We wasted our one free yearly checkup because I was never going to have any contact with them again, including to call them back about the blood work results. There was no way that I was going to trust their interpretation of those results anyway.

And then earlier this month Curtis and I both received bills in the mail from the company that did all the testing on our blood work. Those bills said that absolutely none of the blood work that was done was covered by our insurance.

When we contacted our insurance company we found out that they would happily cover the blood work if the company would simply enter a “preventative” reason code on the billing instead of leaving it blank.

We were then told by the company that handled the blood work that the Doctor’s office would have to contact them to give them the codes.

And when we contacted the Doctor’s office we found out that the person who handles the billing had already left for the day, so we had to leave a message.

And now we hope that the person who handles the billing will actually do their job so we won’t have to have any further contact with that place.

Posted in Adulting, Blogging, Hairstyles, Health, Random

I’ve forgotten how to blog…

I have this really bad habit of composing blog posts in my head while I’m lying in bed in the early morning hours wishing I was sleeping. 

This habit wouldn’t be so bad if any of those blog posts actually made it onto my blog the next day. Most of the time by the next day the only thing I can remember is that I had an idea for a blog post, but the specifics of the idea are gone. 

I’ve thought about just getting up out of bed and writing the post right then, but my sleep schedule is already messed up as it is. The same goes for picking up my phone and writing a quick note to remind myself. I’m already trying desperately to fall asleep, so I’m not about to let the light from my phone be another excuse for my brain to continue to stay wide awake for longer. Not to mention the fact that I don’t want to wake my sleeping husband who usually only has a few to a couple more hours to sleep before he has to get up by the time I head to bed.

So instead I lie in bed and remember that once again I didn’t post anything on my blog the day before, feel guilty for neglecting my blog and start to mentally compose yet another blog post that will (literally) never see the light of day. 

When it is day and I have the opportunity to actually post something on my blog, I usually have no idea what I might want to say. 

Not much of interest has been going on in my life lately. 

My husband and I splurged and bought ourselves Samsung Galaxy S7 phones. This is the first time we’ve ever had the most recent model of anything and we’re hoping that it will buy us a bit more time before these become obsolete. There was a bit of drama where it had been several days and our “overnight shipping” order still hadn’t even finished processing and it took calling the company we bought from a couple of times to discover that we had somehow created “Schrödinger’s Payment”. You see, the payment was showing as “paid” and “not paid” at the very same time. A weird series of glitches happened while paying for our order and once the correct department was aware our order finished processing and our phones were finally shipped.

Only to then temporarily be taken hostage by FedEx. We missed the original delivery and instead of delivering the phones to the apartment complex office like the driver was supposed to he took them back to the FedEx location with him to attempt to deliver them the next day. Curtis even got a ride to the FedEx location only to not be able to get the package because his ID still has our old address on it. The phones were successfully delivered the next day though.

I also successfully (I hope) fought with my doctor’s office billing department to get them to fix a mistake that they made that caused me to be billed for things that my insurance would happily pay for completely if only they were coded correctly. To my surprise my insurance company happily backed me up and left a message with my doctor’s office letting them know that it was on them to fix this simple error and told them exactly what they needed in order to be able to cover my claim properly. 

I also learned during this time that my Depo Provera birth control injections are stupid expensive and that I am super happy that my insurance covers them 100% when billed correctly.

This was the second time that I’ve been billed for preventative care that should be paid for by my insurance (because it’s the law) because they coded something wrong, only the first time they refused to fix it and I just paid for it out of my own pocket because I didn’t have the time or energy to fight it. We decided not to risk having something like this happen again and found another, more convenient, Doctor’s Office nearby that takes our insurance. We will meet our new doctor in the beginning of October.

I’ve mostly been keeping myself entertained lately via TV, reading (Sack NastyThe Erratic Sun, and A Death On Skunk Street. Buy these books!), social media, Pinterest, (is that a form of social media? I literally just gave in and tried it a few days ago and have just started to understand it.) and playing Pokémon Go with my husband. 

I did have my husband help me cut my hair again a couple nights ago. I decided I wanted to do something different and these were the results:

I’ll end this post with a couple of examples of what me and my cat look like when we’re turned into art by another one of my latest obsessions, Prisma.

Posted in Adulting, Apartment Living, Cat Mom, Health, Marriage

The extremely short lives of our tax refunds…

We filed our taxes as soon as my husband’s W-2 became available.

And then received additional tax forms in the mail.

Luckily the forms would not effect our refund amounts, but they did mean that we would need to amend our taxes.

We’ll be waiting to file until after we receive those forms from now on. Doing taxes once a year is enough for me.

Thanks for wasting my time

But, like I said, we filed our taxes as soon as we could, so that we would receive our refunds from the Federal and State governments as soon as possible.

No big fun plans for those refunds, just lots of debt to pay off. And the sooner it was paid off the better.

Our federal refund showed up first and very quickly most of that money was transferred from our bank account to the various accounts of those we owed money to.

A couple hundred to our doctor’s office to pay off what they decided we owed after a visit that was supposed to be covered completely by our insurance last year. Attempts to get them to fix their mistake went nowhere fast, so it was just easier to pay the debt and make the entire thing go away.

LemurThanksYouButNo1-vi

Several hundred each to our Care Credit cards to pay off all the debt that we racked up the year before through all the dental work that we both needed done after not seeing a dentist for well over a decade.

We had plans to pay of some off our credit card debt, build up our depleted savings, and resume saving for retirement again with the refund that we had coming from the State. We had hopes that we’d have something left from that to do something fun as well.

And then we received a bill from our dentist letting us know that we actually capped out on what our insurance would cover during 2015, so insurance didn’t pay as much as they thought they would, and we now owed them over $800. And could we please make that payment within 10 days?

Whaaat Minion

So much for not having anymore debt on our Care Credit cards for a while… thank goodness we just paid them off though.

So we made another plan on how to pay off this new debt. And then I got sick. For a month. With the chest cold from hell. (Still have an annoying cough that just won’t quite go away. I’m soooo close to being completely better though.)

And then last week our cat pounced onto the bottom shelf of one of our rather old, kinda cheap end tables one to many times and one of the little plastic feet broke off.

Never expected much

 

We had been talking about buying new end tables soon, but we didn’t expect it to be quite so soon.

 

So another plan for what to do with our tax refund went out the window.

dan-renzi-quote-life-is-what-happens-while-youre-busy-making-other

Our State tax refund finally showed up…

and very quickly was scattered among various payments to others.

To buy new end tables and new cushions for our outdoor furniture.

A payment to Care Credit to start to pay down this new, unexpected debt.

A payment to our credit card, to help pay down our older debt.

A payment to the Utah Transit Authority to refill our transit cards and enable us to be able to continue to use public transportation.

A transfer to our savings account so that our emergency fund might actually be useful in an emergency.

And a transfer to Curtis’ IRA to make sure that we’ve at least saved something toward his retirement this year. (Our retirement savings years end in July, the month he was born in.)

Being an adult is not nearly as much fun as I thought it would be when I was yearning to grow up as a kid…

Calvin & Hobbs Becoming an Adult

But I have to say there is a definite sense of accomplishment in having paid off so much debt. Even if it was only temporarily for some of it.

Posted in Cat Mom, Food, Health, Marriage, Weather

The story of the tragic demise of our second collapsible shopping cart…

ask-yourself-whats-the-worst-that-can-happen-theres-a-good-chance-it-will-415d6

The first shopping trip that we went on after our move our first shopping cart, which we had been using for about 6 months or so, hit a curb wrong and one of the front wheels shattered. We were able to tip it back on its back wheels and limp home with it, but that was clearly the last time that we would be using that shopping cart.

So we ordered a new, bigger shopping cart. One that we hoped would be more sturdy and last us a bit longer.

We used it for one shopping day. A trip to Costco and back home, and a trip to a grocery store and back home.

It was unhappy with the kitty litter, plus other groceries, that it had to carry home from Costco, but it made it home in one piece.

It also didn’t like the snowdrifts that it had to be dragged through on the way to and from the grocery store, but it made it home again.

A month later it was time for us to go grocery shopping again. There was a lot that we knew needed to stock up on, so we brought the cart, our backpacks, and a couple of duffle bags to carry all of our purchases home.

Having Plans

The cart made it to Costco just fine.

We did our shopping and proceeded to pack all of the things from our Costco cart into our bags and collapsible shopping cart. Everything fit and we started on our way home.

Everything was going well until we went to cross the set of 6 railroad tracks that were between us and home.

While crossing those tracks the back axle of our cart bent out of shape and the cart no longer wanted to roll.

Never expected much

We made it across the tracks and limped up to the next intersection where we decided that we needed to call someone for help. As Curtis pulled his phone out a guy in a big pickup truck stopped at the light and asked us if we needed any help. We let him know that we did and he pulled into the parking lot next to us and offered to give us a ride home. He and his 2 passengers helped us load our bags and fully loaded busted cart into the back of his truck and saved us from a very frustrating 2 or so miles of fighting to get our cart home.

Unfortunately, our shopping day was not yet over. We no longer had a cart to use since our most recent one only lasted through one shopping day, but we still needed to get our groceries. So we grabbed a bunch of bags and headed out to the store.

As we had finished loading our groceries into our bags and were about to start our hike back home, around midnight in the freezing cold, a guy in a car pulled up and asked us if we were planning on walking home with all that. When we told him that we were planning on walking a couple miles or so back home, he too offered us a ride. He said that he was watching us get all geared up and thought, “oh dear, that doesn’t look like it’s just for a walk across the parking lot” and decided to find out just how far we were planning on walking and see if he could help us out.

We were very grateful to both of the good samaritans that stopped and helped us out that day. Unfortunately, I probably repaid their kindness by getting them sick.

Throughout the day I had been slowly developing an annoying cough. I thought that it was probably just due to the bad air quality, but the next day I woke up sick.

The stress of the cart breaking the day before, and then once we were home for the day opening the mail to find that our dental insurance hadn’t paid as much as our dentist expected them to in 2015 and we owed them over $850 and they wanted their money in 10 days… that probably did my immune system no favors.

hahahaha-no

So I woke up with a horrible chest cold. And immediately thought that exposing those good samaritans to my illness, even though I had no idea that I was sick yet, was a really shitty way to repay them for their kindness.

I was sick with a fever ranging from 101.6 to as high as 102.9 for a few days after until my fever finally broke. At that point I was left with the chest cold from hell. People were urging me to go to a doctor, but I wasn’t going to spend money that I didn’t have for a trip to the doctor for a chest cold since the fever was gone. Not to mention that the air quality had gotten worse and I would have had to walk a couple miles, plus take public transit to get to the doctor and back. I was avoiding that horrible air outside like the plague…

LemurThanksYouButNo1-vi

Now it’s almost a month later and I’m just now almost feeling back to normal. My voice still hasn’t returned and my cough isn’t completely gone yet, but I can tell that this illness is almost gone now.

I really hope that those nice people didn’t get as sick as I did, if they got sick at all.

 

Posted in Health

My doctors office has lost my trust…

I went to the doctor for what was supposed to be all preventative care a couple of months ago. I wasn’t sure how I felt about my actual doctor that day. My first impression/gut feeling was that she didn’t seem very friendly and seemed to be judgmental. She seemed impatient. She asked me about my weight but didn’t say a thing to my husband about his. (he’s really skinny and always has been.)

I was even less impressed when we found out that we would have to return the next day (not easy without a car) for blood tests because no one told us to fast for the appointment. And when we returned the next day the order for my blood work wasn’t even in the system. I was able to get the blood work done that day, but that was another point in the negative column for them.

I then got a bill for some of the services performed at that preventative care visit. There were things that were not coded as preventative so my insurance wouldn’t cover them. I talked to all the people who I was supposed to in order to get it fixed and thought that I had.

Only, early this morning I got a notification letting me know that I am still being billed for it.

turtle-is-not-angry

The only reason I went to that doctor’s appointment in the first place was because it wasn’t supposed to cost me anything. But now I’m stuck with a bill that I have to try to figure out how to pay. Which will be harder than I first thought because it looks like they don’t accept the form of payment that I was planning on using.

I had a followup appointment scheduled for next week that I just cancelled today. I can’t afford to pay what I already owe them, so I’m not about to add to it. The appointment was for my blood pressure, which has been much lower lately anyway (even with all the stress in my life), so I’m not all that worried about it.

I shouldn’t have to cancel appointments because I can’t afford to pay for them, even with insurance. This is not how healthcare should work…

Posted in Apartment Living, Blogging, Health

Today, I am stress incarnate…

Today my anxiety has taken control. I have felt this close to a panic attack since waking up this morning.

ridiculous amount of appointments

Next weekend we will be going down to the apartment complex that we are wanting to move into and will hopefully be filling out rental applications and putting a hold on an apartment. I called the office last weekend just to get an idea of availability right now, because if they don’t really have anything available for October or November our chances for getting into an apartment in December when our lease is up wouldn’t be all that great. They do currently have some apartments to choose from for November though and hopefully by this weekend will start to have information about availability in December. We plan on trying to move in December if possible, but if when we go down there this weekend they do not have any apartments available in December we will put a hold on an apartment available in November just to be sure of having somewhere to move to. I asked the management at the apartment complex if we could transfer our hold to another apartment should one become available to move into in December and was told that we could, so if we aren’t able to put a hold on an apartment that would be available in December this weekend we will check back with them a week later and transfer our hold if one becomes available. If none are available by then we’ll probably just commit to moving in November and start focusing on making that happen. It wouldn’t be ideal, there will be many more fees from our current complex, but we need to move this year and we’re going to do what we need to, to make that happen.  And while I know that there is absolutely nothing that I can do about any of this until this weekend, that doesn’t stop my brain from worrying about it.

The worst part about moving

I also have a couple of dentist appointments coming up in October, one to finish up the work that needs to be done and one later on in the month to check on the healing progress of my mouth. And I’m not all that worried about having to go to the dentist, but having appointments at all is stressing me out.

mygetupandgo

I called my doctor’s office yesterday to finally set up that follow-up appointment that my doctor wanted with me because of my high blood pressure. That is also at the end of October. And I’m worried that the stress of trying to move will mess with my readings. I also have no idea exactly what my doctor plans on doing during this appointment or how much it’s going to end up costing me. Or how many other appointments she’s going to want to set with me after this one, and how much all of those are going to cost me. Not to mention the fact that I will be getting to this appointment on my own because Curtis has to work. I hate taking Trax by myself. Luckily it’s very unlikely that I will end up getting lost while walking there from the train station, I just need to walk to the main road and walk in the correct direction and I’ll be able to easily find it.

Having Plans

I did manage to get a lot of cleaning and housework done today though, so there’s that. Though, I should probably go and switch over the loads of sheets in my washer and dryer now…